Cash Flow Investing With a Safety Net

Private Mortgage Notes occur when a borrower, property or the parties involved do not want to work with conventional lending sources, thus producing “owner financed” Notes. McKinley offers Note Holders the opportunity to “cash out” their otherwise illiquid Note and locate Investors such as yourself to invest in them. Please understand we do aggressively invest our own funds and use bank financing to purchase as many Notes as possible.

Yields range between 9-14% for 1st position single-family residences on land or raw land and 15%+ for 2nds. The average Note investment is $25,000 with a 60% investment to value ratio. Each Note is sold one at a time; so it’s up to you to choose the Note that fits your level of risk and reward.

"The freedom to choose is the greatest gift God gave us"
- Lou Holtz

2 Golden Rules in Mortgage Note Investing

1) Have a clear Investment Strategy. Know your plan and work your plan.

2) Know your exit before entering. With Notes, the exit or worst-case situation is you will end up owning the property. However, since you purchased it at a discount to the remaining face value of the Note it automatically becomes less risky than ownership.

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